Kvartik

Kvartik License Terms

Edition of November 9, 2026. Public offer.

1. Parties and subject

Individual entrepreneur Erik Cholakhyan (TIN (ՀՎՀՀ) 58111423, Yerevan; the “seller”) offers every individual entrepreneur who runs their business in the app (the “user”) a non-exclusive license to the Kvartik app at kvartik.com on the terms below. The app is sold only to individual entrepreneurs and only for their business.

2. How the contract is made

  1. The user picks a plan on the “Buy” page and writes to the seller at cholakhyanerik@gmail.com: the TIN (ՀՎՀՀ) of their IE, its name, a contact to send the key to, and the words “I accept the Kvartik license terms in the edition of November 9, 2026”.
  2. The user pays for the key. The contract is made upon payment.
  3. The seller sends the key to that contact within one business day after payment, together with the settlement document.

3. Trial period

The app is free to use for 14 days from the first opening on a device, with no sign-up and with every feature. That is how you can try it before buying.

4. The license: what you may do and for how long

  1. The key is issued to the TIN (ՀՎՀՀ) of an individual entrepreneur for the plan's term stated on the “Buy” page, counted from the day of issue, and works on any number of their devices, with no territorial limit. It does not work with another TIN.
  2. The user may open the app in a browser, enter and keep their data in it, issue invoices and acts, calculate taxes, make exports and backups, for their own business.
  3. The key may not be given, sold or rented to anyone else, and the app may not be passed off as one's own.
  4. With a valid key every feature of the plan works. After the term ends, new invoices and acts cannot be issued, and the return figures for quarters that ended after the term cannot be opened. Everything else works always: the data, drafts, income and expenses, the tax on screen, PDFs of issued documents, export and backup. The user's data remains the user's.

5. Price and payment

The plan's price and term are those on the “Buy” page on the day of payment; the whole term is paid up front. Payment methods are listed on the same page.

6. Refunds

Once the key has been issued, the money is not refunded: an issued key cannot be revoked, and the app can be tried before buying during the trial period. The seller refunds in two cases:

  1. the key has not arrived within one business day after payment and the user asks for a refund before the key is issued: the whole amount;
  2. the payment went through twice or for more than the price: the excess.

Refunds go the way the payment came or, where that is impossible, to a bank account the user names, within five business days after the request. If the seller's mistake issued the key to the wrong TIN, the seller issues a key to the right TIN free of charge.

7. Updates

The app updates itself, and new versions, with fixes and new tax rules, reach all users, including after the key's term has ended.

8. Tax calculation and liability

Kvartik calculates taxes from the text of Armenian law as the app's author reads it; it helps with the calculation and is not tax advice (see “About”). The user is responsible for the returns filed and the taxes paid. The app is provided “as is”: the seller is not liable for calculation errors, loss of data on the user's device or interruptions of the site, except for a deliberate breach of the contract and where the law does not allow such a disclaimer.

9. Third-party code

Kvartik contains code and fonts by other authors under their licenses. Their texts are in “About”, section “Licenses”.

10. Complaints and disputes

Complaints go to the seller at cholakhyanerik@gmail.com; the seller answers within five business days. If no agreement is reached, the dispute is decided by a court of the Republic of Armenia. The terms are governed by the law of the Republic of Armenia.

11. Changes to the terms

A new edition is published on the site with its date and applies to keys paid for after it. A paid key is governed by the terms of its payment day, and earlier editions stay on the site, each at its own address.

12. Seller

Individual entrepreneur Erik Cholakhyan, TIN (ՀՎՀՀ) 58111423, Yerevan, cholakhyanerik@gmail.com.