Kvartik Privacy Policy

Edition of November 9, 2026.

In short

Your data does not leave your device. Kvartik has no server with your data, no accounts, no analytics, no counters and no ads.

1. Who is responsible

Kvartik is an app for individual entrepreneurs of Armenia at kvartik.com. Individual entrepreneur Erik Cholakhyan (TIN (ՀՎՀՀ) 58111423, Yerevan) is responsible for it; the address for letters is cholakhyanerik@gmail.com.

2. Data in the app

The IE's details, clients, invoices and acts, income and expenses, files attached to entries and the license key are kept only in the browser on your device. The app sends them to no one, neither to us nor to third parties. This rests on more than a promise: the site's security settings forbid the app to contact any address other than kvartik.com.

The app also keeps its settings on the device: the language, the day the trial period started, the day of the last backup, a check value of the backup password (not the password itself), the auto-backup folder and key if you turned it on, the list of your IEs if there are several, and which version you have already seen. What you entered in the calculator on the site also stays in your browser, so that the app can offer to take it into the profile. All of this is erased together with the site data in the browser settings.

3. What the hosting sees

The site runs on Cloudflare (Cloudflare, Inc., USA). When you open the site, or the app checks for a new version, the browser, as with any site, passes to Cloudflare your IP address and the technical details of the request: which page or file it asks for and which browser you have. Your data from the app is not in these requests. Calendar apps request the site the same way if you subscribed to the deadlines calendar.

Cloudflare keeps request records for 31 days, and the site owner can see them in the Cloudflare dashboard, IP addresses included. We look at them only to protect the site and to investigate failures, and we link them to nothing and no one: we do not have your data from the app. Cloudflare also processes these records under its own privacy policy. The USA is on the list of countries with adequate protection of personal data kept by the Personal Data Protection Agency of Armenia.

4. Backups and files

You make the backup yourself: it is a file encrypted with your password. The password is stored nowhere and cannot be recovered. Where to put a backup, a PDF or an export for your accountant, in email, a messenger or a cloud, is your choice; the rules of those services apply there.

5. Buying a key

To issue a license key the seller needs the TIN (ՀՎՀՀ) of your IE, its name and a contact to send the key to. Without a TIN no key can be issued: it is issued to a TIN and does not work with another. The seller receives the payment details from their bank or from the payment service named on the “Buy” page.

The seller uses these data only to issue the key, to issue the settlement document and to meet tax obligations. The basis is the license contract you make by paying, and tax law. The seller keeps these data and the purchase correspondence for five years from the quarter of the sale, then deletes them. They are passed only to the tax authorities when the law requires it; letters to the seller go through their mail service Gmail (Google, USA). The seller sends no mailings or advertising to them.

You can also ask the seller questions in Telegram: the link is on the site and in “About”. Messages there go through Telegram and under its rules, so send your TIN (ՀՎՀՀ) and your acceptance of the terms by email.

6. Your rights

You may ask the seller which of your data they hold, why and on what basis they keep it and to whom they may pass it, and demand that data which is incomplete, inaccurate, outdated or unnecessary for these purposes be corrected, blocked or deleted. The seller tells you which data they hold within 5 days of a written request, and corrects or deletes at once or, if that is impossible, within 3 business days. A refusal is given in writing, with the reason, within 5 days. Write from the email you bought with, or with an electronic signature: that is how the seller knows it is you. You may complain to the authorized body for personal data protection or to a court.

The data in the app you delete yourself: clearing the site data in the browser erases everything, so make a backup first.

7. Changes

A new edition is published here with its date, and the app tells you about it in the “What's new” window.